Search results

This study aims to understand the reasons for individuals switching from traditional banks to Internet-only banks and examine how switching intentions differ between Generation X and Generation Z. Notably, Generation Z, being digital natives, exhibits distinct characteristics compared to Generation X, who often referred to as digital immigrants. Given the technology-driven nature of Internet-only banks, a multi-group analysis between these two generations was conducted.

This study utilizes Bansal’s push–pull–mooring model as a framework to analyze switching intention. The study collected survey data from 383 Korean participants, consisting of 198 participants from Generation Z and 185 participants from Generation X.

The findings indicate that low satisfaction and discomfort are factors that push people to leave traditional banks. Specifically, Generation Z shows a significantly higher inclination to leave traditional banks due to discomfort. On the other hand, relative advantage, compatibility, observability and trialability are factors that pull people to switch to Internet-only banks. Generation X is more likely to consider adopting Internet-only banks when compatibility is high and complexity is low.

This study is the first to explore unique motivators for Generation Z, such as their discomfort with interpersonal interactions in the retail banking sector. These findings challenge earlier research emphasizing human interaction’s importance in technology adoption, offering insights into their future adoption of contactless services.

Despite being a significant public health problem, teen dating violence and related risk behaviors are yet to be examined in Nicaragua. This study aims to examine the prevalence of in-person dating violence and cyber dating abuse and to test the associations between teen dating violence and substance use (i.e. alcohol, cigarette, marijuana and e-cigarette) as well as externalizing behaviors.

Survey responses were collected from a school-based sample of 1,799 Nicaraguan early adolescents (average age = 13.04 years).

The prevalence was 41% for in-person dating violence victimization, 39% for in-person dating violence perpetration, 30% for cyber dating abuse victimization and 26% for cyber dating abuse perpetration. The majority (56%) of the adolescents reported engagement in externalizing behaviors, but substance use prevalence was relatively low, ranging from 1–9% depending on the substance type. Multivariate regression analyses suggest that in-person dating violence perpetration was positively associated with all types of substance use and externalizing behaviors, while victimization was only associated with externalizing behaviors.

Despite the descriptive nature, the study is the first to examine the prevalence of teen dating violence and its relationships with other risk behaviors in Nicaraguan adolescents and have important health implications.

The purpose of this paper is to develop a commercialization model based on gaining economic benefits through the transfer of technological capabilities in the oil and gas industry. Since commercialization models are mostly based on the implement of technology to produce and sell new products, this study focuses on developing a specific independent technology commercialization model.

The method of this research is qualitative based on the grounded theory. For this purpose, general variables with content analysis were extracted by reviewing documents (Literature review) and then for identifying special components, interviewing experts in the Iranian oil and gas industry. Participations were selected using snowball sampling for semistructured interviews.

The findings of this research were extracted based on grounded theory with data analysis in MAXQDA software. In this research, first, 210 open codes were identified based on qualitative content analysis of relevant documents and results of interviews with experts. Then the classification of open codes was done, and 46 subcategories (variables) were determined in the commercialization model. Finally, 46 subcategories were classified into 10 categories as axial codes in grounded theory as components of the commercialization model.

The results of this research have led to the creation of new practical and theoretical implications. In this research, a new perspective of commercialization with the aim of transferring technology and obtaining its economic benefits for oil and gas industry companies was discussed. Also, based on the practical implications explained in this research, policymakers can use the suggested model to effectively implement independent technology commercialization to acquire economic benefits.

This study is purely original and the outcome of the research conducted by the authors. The research findings are the outcome of in-depth study on technology commercialization in the Iranian oil and gas industry.